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Ram Raman* Agent Photo
C. (250) 580-4747
P. (250) 590-8124
Phone Ram
Pemberton Holmes - Oak Bay
2000 Oak Bay Ave
V8R 1E4

let's find your new home

Trust Warmth and Professionalism. Look no further!

820 Orono Ave Bed: 5 Bath: 2 Price: $739,000 PENDING

Amazing Investment Potential! Move-in ready family home on a large lot with 2 BED income suite in Langford core. Main level features spacious, bright living, kitchen areas and 3 bedrooms. Downstairs has a full height 2-bedroom in-law suite with separate entrance and own laundry. Many updates throughout, spacious back yard and carport. Prime location surrounded by a higher density zoning and lot of new develop...

1-2528 Alexander St Bed: 2 Bath: 2 Price: $329,500

Opportunity knocks for 1st time Buyers, Retirees & Investors! This charming 2 Bedroom 1.5 Bathroom 1000 sq. ft., 2 level townhome with open concept living is nestled in the heart of downtown Duncan. Entry to this delightful bright CORNER unit is through a gated beautifully landscaped front yard. The main door opens to a bright and spacious living room leading into kitchen and dining areas. Upstairs features t...

520 Constance Ave Bed: 2 Bath: 2 Price: $499,000 PENDING

Lowest priced single family residence in town. Close to Everything and a block away from ocean, this property is located in fast developing Esquimalt. This rancher style home is over 850 sq. ft and on a 4250 sq. ft. lot and features 2 Bedrooms and 2 Bathrooms (only 2 pcs with no shower). The house was used as a day program for adults with disabilities and recently rezoned to single family. Property needs inte...

481 Constance Ave Bed: 2 Bath: 1 Price: $610,000 SOLD

Colorful Vibrant Character Home! Steps away from Ocean! Located near Saxe Point park, this 3 level home, 'Loved & Lived' in by long term owners offers 2 Bedrooms and 1 Bath. The house has close to 2150 sq. ft of living space including partially finished areas in the attic and basement. The main level offers well appointed living room, master bedroom, bathroom, family & study, kitchen, dining and sun-room . Th...

1215 Clearwater Pl Bed: 6 Bath: 4 Price: $849,900 SOLD BY

When you find the perfect home you will know! Over 4000sq of total living space and the flexibility to accommodate a busy family plus the massive income potential of a 3 bedroom suite as a mortgage helper it's easy to see why this home could be perfect for you. Even better this home sits in an ideal location of Westhills in the heart of vibrant Langford on the Westshore. A couple minutes walk will find amenit...

4105 Glanford Ave Bed: 3 Bath: 2 Price: $724,800 SOLD BY

*Offer collapsed now available* Don't miss this affordable 3 bedroom, 2 bathroom 1956 built family home with income helper in popular Saanich West. On the main level you will find 2 bedrooms, large living and dining area with hardwood floors, coved ceilings and wood burning fireplace. Kitchen has stainless steel appliances, gas stove, eating area along with double doors leading to your private patio and bac...

Listed by Pemberton Holmes - Cloverdale
441 Nursery Hill Dr Bed: 5 Bath: 5 Price: $949,000 SOLD BY

Excellent opportunity to buy a Custom built home on a quiet cul-de-sac with similar homes in Lakeside Estates. Walk into the grand tiled foyer with curved staircase and high double story ceilings, living room with gas fireplace, great room with double high ceilings, custom gourmet kitchen with wood cabinets and granite countertops, bedroom with attached bathroom plus powder room and den. Upper level feature...

Listed by Sutton Group West Coast Realty
3-2216 Sooke Rd Bed: 3 Bath: 3 Price: $535,000 SOLD BY

Excellent location! This 2008 built 3 bed, 3 bath home has been meticulously maintained and is ready for a new family! The main floor is an open concept with living/dining combo featuring a fireplace, recessed lighting and access to the fully fenced landscaped rear yard. Kitchen with granite eating bar and under cabinet lighting w tile backsplash. The upper level boasts a master with a huge walk-in closet and...

Listed by Sutton Group West Coast Realty
514 Glencairn Lane Bed: 6 Bath: 4 Price: $699,900 SOLD BY

Room for the whole family with 6 bedrooms, 3 1/2 baths, plus rec room and den = all the space a family could want! A flat useable backyard with brand new sod, brand new deck with inset hot tub and room for dining/BBQ, beautiful kitchen updated with top quality finishing only a few years ago too. What more can you ask for! This home has been loved and meticulously maintained by the same family since 1996. Now ...

Listed by Royal LePage Coast Capital - Westshore
108-644 Granrose Terr Bed: 3 Bath: 3 Price: $599,900 SOLD

Gorgeous Luxurious Living Close to Nature! Enjoy a pristine, natural setting with all of the comforts of a traditional community. Located in the highly sought after Latoria Walk development backing onto the 40 acre Havenwood park and right across Olympic View Golf Club this 3 level townhouse boasts an expansive 2100+ sq.ft of well laid out living space, lots of natural lights and beautiful views. Quality is e...

6162 Grieve Rd Bed: 4 Bath: 3 Price: $399,900 SOLD BY

Best value in Duncan! Family home half duplex is situated on quiet Grieve Road, huge lot, close to town, schools, Churches recreation and the new University site! a private driveway, Both duplexes offer privacy from front & back. This fully renovated main floor features a lovely kitchen with stainless steel appliances, dining area, a formal living room, a Master bedroom complete with full ensuite and 2nd be...

Listed by Sutton Group West Coast Realty
2307 Chilco Rd Bed: 3 Bath: 3 Price: $749,000 SOLD BY

Open House Sun 24th 12-2. This beautiful and elegant home is offering 3 bedrooms, 3 baths, a double car garage, gas fireplace, sunny and private rear yard, gorgeous master suite with generous ensuite and a walk in closet. On the main, the soaring high ceiling creates great ambiance with large picture windows looking out over the rear yard with level access to the patio. Perfect for summer dining and year rou...

Listed by Pemberton Holmes - Cloverdale
101-614 Fernhill Pl Bed: 2 Bath: 2 Price: $319,000 SOLD

**Accepted Offer in place** Blessings, Love and Peace to everyone this Christmas. Affordable, quiet and peaceful living at the center of everything. Beautifully updated 2 bed 2 bath ground level corner unit, offers more than 1000 sq.ft of well laid out living space. Bright Master bedroom with a 2-pc ensuite, beautiful kitchen with ample counter and cabinet space. Updates include laminate flooring throughout m...

170 Sims Ave Bed: 4 Bath: 3 Price: $729,000 SOLD BY

Superb, character-filled 4 bedroom 3 bath family home located close to town & with mortgage helper! There are 2 bedrooms up and 1 on the main. Cozy living room with a wood burning fireplace & cove ceilings. The family room leads to a new beautiful & bright kitchen with quartz counters. Parking for 6 cars.

Listed by VREB Out Of Board Office
307-898 Vernon Ave Bed: 1 Bath: 1 Price: $399,000 SOLD

**UPDATED UPTOWN CONDO! Perfect for Starter families, Individuals or Investors, this 1Bed+Den apartment offers a large well laid-out living space and the best floorplan among any such configurations. Open concept living with separate dining and breakfast nook, large light filled bedroom, in-suite laundry with full-size washer/dryer, updated bathroom & kitchen, large balcony for BBQ parties--all makes this coz...

107-2889 Carlow Rd Bed: 4 Bath: 4 Price: $525,000 SOLD

WHAT A CHARMER! Perfect for young and growing families this 1900+ sq.ft town home offers 3 beds + extra guest suite and 4 baths. Has lots of bright open spaces & sky light. The main level features open plan living area and modern kitchen complete with st/sl appliances, quartz counter-tops, kitchen island, breakfast nook and two large balconies. The upper level has 3 beds and 2 baths & the laundry is convenien...


For most people, taking out a mortgage is the biggest financial commitment they will ever make. Here are some facts to keep in mind when considering buying a home as opposed to renting:

  • If you are aged 35 right now and buying your first home, you will likely be mortgage-free when you are 60 and sitting comfortably on a considerable asset.
  • It's highly likely your investment will appreciate considerably in 25 years. It's important, however, not to buy with the intention of making a quick fortune; think of home buying as a long-term investment.
  • Buying a home is a very effective way of saving regularly over many years. Even if you never buy into another retirement or investment plan, you are effectively putting money away for the future.
  • Owning a home of your own means you and your family can set down roots, get to know your community and involve yourselves in it.
  • As your family grows and moves to homes of their own, you will have the option of earning extra income by renting out spare rooms or floors, if local bylaws allow.
  • If you plan to borrow money from a bank or other financial institution, owning your own home is a definite plus when it comes time to negotiate.
  • You may not need as much money as you think to get into the home market. Qualified buyers can buy a house with as little as 5% down through the Canada Mortgage and Housing Corporation's (CMHC) mortgage insurance scheme. You may also be able to use RRSP funds as part of your down payment.
  • With many kinds of investments, you have to pay a capital gains tax on profit you make. If your home is your principal residence, this tax does not apply.

After you have considered all aspects of home ownership and are ready to begin your search, it's time to contact your REALTOR®. They have access to the Multiple Listing Service® (MLS®), a co-operative marketing system through which properties are bought and sold. Using the MLS®, your Realtor can prepare a customized list of properties for sale that best meet your needs and budget.

Source: Victoria Real Estate Board 2017

Selling Your Home - Why it Pays to Use a REALTOR®

Before selling your home, you will need a clear understanding of the legal issues and potential pitfalls. One wrong action could result in a lot of cost and frustration, which is why it is essential to have a REALTOR® working with you, as he or she will make the sale of your home a successful and satisfying experience.

Greater exposure

REALTORS® use the Multiple Listing Service® (MLS®) to give your home maximum exposure. MLS® is a computer-based system that relays valuable information about your home to hundreds of REALTORS® and potential homebuyers.

Setting a price

Setting a price for your home is an important but difficult process. Again, this is where the services of a REALTOR® prove invaluable. REALTORS® have the experience to help you understand how the market works and decide upon a realistic price that meets your goals. REALTORS® also pre-screen potential buyers to make sure only those who are serious and financially qualified view your home.

REALTORS® will also develop a marketing plan to help your property receive maximum exposure. This will likely include placing your home on the MLS® system and placing a "For Sale" sign on the front lawn. The plan will likely also include arranging open houses for other REALTORS® and potential buyers, and developing advertisements and feature sheets/mailers to market your home.

Once you have accepted an offer to buy your home, your REALTOR® will help ensure that all the proper paperwork is completed. He or she will also make sure that both parties meet the necessary conditions outlined in the agreement.

Why working with a REALTOR® makes sense

When you work with a REALTOR® you will likely get a better price for your home than if you try to sell it yourself. Apart from the financial benefits, however, there is an extra measure of comfort and security that comes from having a REALTOR® on your side. Remember that REALTORS® are governed by a code of ethics and standards of business practice. They have also been trained and licensed under the provincial Real Estate Services Act to assist in transactions involving real property. When it comes to buying or selling property, using a REALTOR® just makes sense.

Source: Victoria Real Estate Board 2015

You will never regret your decision to work with Ram. That’s our promise!

You’ll love his good-nature, warm personality and his completely professional approach to the job he does.  These qualities have always earned him the trust and respect of his colleagues and clients, and lead to many long-lasting relationships and friendships of a lifetime.

As you begin to work with him, you will see that Ram has a natural flair with customers and clients. He is able to quickly put them at ease with his good listening skills, quick grasp of customer needs, and his firmly customer-centric approach. He has an instinctive understanding of human nature, people’s interests and motivations, and a deep knowledge of the products and services he promotes which have contributed to his success. His amiable and forthright nature only add joy in working with him. 

Ram has been a high achiever and top performer all his life. In his long career in sales and marketing of 22 years, and across different countries like India, Australia and Canada, Ram has always done exceptionally well in every position he has held. Trained in IT, Ram spent  a long part of his career in IT consultancy and Software Sales. Later he earned a Bachelor’s degree in Public Administration from Canada. He then moved onto  white goods and big ticket sales, very successfully again, before finally moving into the real estate sector. 

Ram lives in Victoria, with his wife Priya, who is an Associate Faculty at Royal Roads University and they are blessed with two beautiful boys, now aged11 and 16.

Work with Ram. You will be pleasantly surprised by the deals he brings you and above all to connect with a good human being. Experience the difference!

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The User acknowledges and agrees that real estate information provided through the PCS system is general in nature and does not constitute the provision of trading services to a consumer as defined in the Real Estate Services Act.

"trading services" means any of the following services provided to or on behalf of a party to a trade in real estate:

  1. advising on the appropriate price for the real estate
  2. making representations about the real estate
  3. finding the real estate for a party to acquire
  4. finding a party to acquire the real estate
  5. showing the real estate
  6. negotiating the price of the real estate or the terms of the trade in real estate
  7. presenting offers to dispose of or acquire the real estate
  8. receiving deposit money paid in respect of the real estate

but does not include an activity excluded by regulation.

By accessing the information a User does not establish or consent to an agency or any other relationship with the REALTOR® who is providing the User with access to this service.

Before providing trading services to or on behalf of a party to a trade in real estate, a REALTOR® must disclose to the party whether or not the REALTOR® will represent the party as a client. The User further acknowledges that should they wish to receive information other than that of "general" information or to engage the REALTOR® for any of the above referenced Trading Services activities, they may contact the REALTOR® who will, as required by the Real Estate Rules, present to the consumer the Disclosure of Representation in Trading Services form, and explain the special legal duties real estate professionals owe to their clients and help you choose whether you want to be a client of the REALTOR® or an Unrepresented Party, with no real estate professional representing you.

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